Written by
Will Wood
Money Train
Relax Gaming
Game Experience
4.5
Graphics
3.5
Theme & Symbols
4
Bonus Features
5
Overall rating
4.3
Money Train Slot Review
The Money Train slot combines a gritty Wild West heist with high-stakes gameplay. You join a crew of notorious outlaws attempting to hijack a train loaded with loot. Although it’s the original release that established the iconic Money Train franchise, its innovative mechanics ensure it holds up well against modern sequels.
Money Train Slot Machine Overview
While simple compared to its sequels, Money Train revolutionized the industry with its modified hold-and-win mechanics. Rather than relying on traditional free spins, the game focuses on persistent multiplier values and grid dynamics, establishing the standard for one of the most successful franchises in video slots.
Pros
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Massive 20,000x total bet top payout
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Industry-leading 98.0% RTP during Bonus Buy
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Expanding reel grid up to 7 columns during bonus
Cons
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Highly volatile with long base game dry spells
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Graphics feel slightly dated compared to MT2 & MT3
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Base game features are minimal
Game Mechanics
Money Train operates on a 5×4 grid with 40 fixed paylines. The base game relies heavily on Stacked Symbols (including Stacked Wild Shotguns) to keep payouts flowing, saving its main mechanics for the bonus. There are no cascading reels or Megaways mechanics—wins require landing matching symbols from left to right along valid paylines.
Money Train Graphics and Playing Experience
Set against a dusty train station, the reels sit inside an armored train carriage. While visually outshone by later installments, the original’s cel-shaded Spaghetti Western design and tense acoustic soundtrack hold up well. HTML5 optimization ensures identical performance across mobile, tablet, and desktop setups.
Betting Options
The control panel under the train tracks lets you adjust bets from $0.10 up to $50 per spin. Playing with cryptocurrencies like Bitcoin allows precise fractional bets (down to Satoshi increments), giving bankrolls more granularity than rigid fiat currencies.
RTP & Volatility
Money Train features a base RTP of 96.2%, combined with Very High volatility. Win frequency in the base game is lean, meaning bankroll management is essential to survive cold spells between bonus triggers.
Reels and Paylines
The standard 5×4 layout features 40 fixed paylines that pay from left to right, providing ample coverage across the expanded reel space.
Symbols & Payouts
| Symbol | 3 on Payline | 4 on Payline | 5 on Payline |
|---|---|---|---|
| Wooden Diamond | 0.2x | 0.7x | 3.0x |
| Wooden Club | 0.2x | 0.7x | 3.5x |
| Wooden Heart | 0.2x | 1.0x | 4.0x |
| Wooden Spade | 0.2x | 1.0x | 5.0x |
| Gunslinger (Blue) | 0.5x | 2.0x | 8.0x |
| TNT Expert (Green) | 0.5x | 2.5x | 9.0x |
| Debt Collector (Orange) | 0.6x | 3.0x | 10.0x |
| Sheriff (Red) | 0.8x | 4.0x | 20.0x |
| Crossed Shotguns | Wild | Substitutes for standard symbols | pays up to 20x |
| Bonus Scatter | Bonus | Appears on reels 1, 3, and 5 | to trigger bonus |
Bonus Features
Money Cart Respins
Landing 3 Bonus Scatters specifically on reels 1, 3, and 5 opens the train car door and awards 3 Respins. Triggering scatters convert into multiplier values (e.g., 1x–10x) and lock into position. Every time a new modifier or cash symbol lands, the spin count resets to 3.
Modifier Symbols:
- Bonus Value / Safe: Displays a cash multiplier value.
- Payer: Adds its value to all other active symbols currently on the board.
- Persistent Payer: Adds its value to all active symbols on every subsequent spin.
- Collector: Collects all visible multipliers on the grid and adds them to its own total.
- Persistent Collector: Collects all visible multipliers on every subsequent spin.
- Widener: Adds an extra reel column, expanding the grid up to 7 columns maximum.
- Tumbleweed: A blank symbol that awards no value and does not reset the spin counter.
Bonus Buy
Where local regulations permit, players can skip the base game by buying the Money Cart Respins directly for 80x the bet. Purchasing the bonus increases the theoretical RTP from 96.2% to 98.0%.
Money Train Compared to Similar Slot Machines
Mega Moolah: Shares classic-style visuals and massive win potential, though Mega Moolah uses progressive jackpots instead of respin modifiers.
Dead or Alive: Shares the gritty Western theme, but relies on traditional sticky wild Free Spins rather than hold-and-win mechanics.
Fire in the Hole: Features a similar hold-and-respin engine with expanding grids and dynamic payout modifiers.
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Best Casinos Offering Money Train
Tips for Playing Money Train
1️⃣ Control Your Bankroll: Given the very high volatility, set bet sizes that allow for at least 150 to 200 spins to comfortably weather dry spells.
2️⃣ Don’t Chase Losses: Stick strictly to your predetermined budget. Never top up your account to recover losses during a cold streak.
3️⃣ Know When to Walk Away: Set concrete profit targets before playing. If you land a strong bonus round, lock in winnings by requesting a withdrawal.
4️⃣ Check Provider Availability: Because Money Train is developed by Relax Gaming, make sure Relax Gaming titles aren’t geo-blocked in your region when connecting to the casino (a VPN is supported by platforms like Stake and BC.Game if permitted under their terms).
5️⃣ Bonus Buy Feature Availability: If you plan to utilize the in-game 80x Bonus Buy feature (which increases the game’s default 96.2% RTP to 98.0%), verify that your local jurisdiction allows bonus buys on the site.
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Frequently Asked Questions
How do you play Money Train?
Select your stake between $0.10 and $50 per spin on the control bar, then hit spin to form matching combinations across the 5×4 grid’s 40 paylines. Crossed Shotgun Wilds substitute for standard symbols to complete wins, while base gameplay focuses on hitting the high-paying outlaws.
What is the RTP and volatility of Money Train?
Money Train has Very High volatility. Its standard base game RTP is 96.2%, which increases to 98.0% when utilizing the 80x Bonus Buy feature.
Does Money Train have bonus features, free spins, or special rounds?
No, Money Train does not use traditional free spins. Instead, landing 3 scatters on reels 1, 3, and 5 triggers the Money Cart Respins feature. You start with 3 respins on a special grid containing cash values and persistent modifier symbols (Payer, Collector, Widener), which reset the respin counter back to 3 whenever a new symbol lands.
What is the maximum win and bet range in Money Train?
The maximum payout potential is 20,000x your total stake, and the standard betting range spans from $0.10 to $50 per spin.
Is Money Train available on mobile?
Yes, Money Train is built on HTML5 technology, making it fully optimized for mobile, tablet, and desktop devices.
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